FD / RD Calculator
Fixed Deposit ya Recurring Deposit — quarterly compounding ke saath maturity value.
Year-wise breakup
Sirf estimate. Investment ya loan advice nahi. Calculation aapke browser mein hoti hai, kuch save nahi hota.
Calculation kaise hoti hai
Zyaadatar Indian banks FD aur RD par interest quarterly compound karte hain. FD maturity:
A = P × (1 + r/4)4t
RD mein har mahine ki installment alag-alag time tak compound hoti hai — pehli installment sabse lambe time tak. Calculator har installment ko uske bache hue months ke liye quarterly rate par compound karke jodta hai (A = Σ R × (1 + r/4)4·m/12).
Bank ke exact rules (TDS, senior citizen rate, payout option) alag ho sakte hain — final figure ke liye bank se confirm karein.
Aksar pooche jaane wale sawaal
FD aur RD mein kya farq hai?
FD mein ek baar lump-sum jama hota hai; RD mein har mahine fixed amount. Dono par fixed interest milta hai.
Kya FD ka interest taxable hai?
Haan, FD/RD interest aapki income mein judta hai aur slab ke hisaab se tax lagta hai. TDS bhi kat sakta hai.
Kya ye calculator data save karta hai?
Nahi, sab browser mein calculate hota hai.
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